The Corrupt Comprehensive First Report to the High Court dated 30 January 1984 prepared by Official Solicitor Brian Hall contained two small paragraphs, 526 words, about the criminal seizure and criminal sale of "Tara House". Of course Hall made no mention of any criminal seizure and criminal sale nor did he make any reference to the findings of the RUC Fraud Squad which confirmed the sale of "Tara House" as being a sale of stolen property.
Here are those two small paragraphs submitted to the High Court by Official Solicitor F. Brian Hall who was appointed by the Lord Chief Justice and commissioned to protect the estate of mentally-handicapped Patient in Care Freddie Andrews.
9. Dwelling house: 14 Castlehill Road.
The Patient acquired the dwelling house at 14 Castlehill Road, Belfast, which had been the family home for many years, by an Assignment dated 17 November 1960 from his father. I have been informed by Messrs Desmond McConnell, Martin & Co that although their 'sale file' relating to this property is no longer available (since their original premises at 9 Upper Queen Street were damaged in a bomb explosion on 27 August 1976) their recollection is that verbal instructions to proceed with the sale were received from Mrs Minetta Andrews. The property was advertised for sale and several offers were received before a price of £38,750 was negotiated with Mr G P Jemphrey which, it is recalled, was accepted by Mrs Minetta Andrews. Mr Jemphrey completed a Contract to purchase dated 3 December 1975 and the completion date, originally fixed at 16 February 1976 was delayed, and the sale concluded on 17 February the next day. Mr Drennan raised no point against this transaction in his first report and, once again, I take the same view as he did.
Mr Kerr states in his Opinion "One can be unequivocal in stating that [the sale] was undoubtedly in his [the Patient's] best interests. A much smaller and more manageable property was purchased with part of the proceeds of sale. Given the personal circumstances of the Patient and of his mother, there can be no doubt that it would have been entirely unsuitable for them to remain living in Castlehill Road.
The expenses involved in maintaining that property were substantial. The accommodation was far greater than was reasonably required for the Patient".
10. In connection with this transaction it will be noted that a valuation, prepared by Messrs Macrory & Jefferson, estate agents, was submitted to the Court by Messrs James Boston & Sullivan on behalf of Mr W J Andrews and Mrs Vera Douglas showing a valuation at February 1976 of £50.500. Having received this valuation I was directed, in paragraph 4 of the second interim Order, to obtain the advice of an independent estate agent and I consulted Mr John L Deane (of Messrs Alex Murdoch & Deane of 11 Chichester Street, Belfast BT1 4JA). In Mr Deane's opinion the contract price negotiated with Mr Jemphrey represents the full open market value of the property on the date of its sale.
I will produce for consideration by Your Lordship Mr Deane's detailed report which includes a schedule of 21 houses, sold in the period from 1 September 1975 to 31 August 1976 of which Mr Deane has personal knowledge and which he considers to be broadly comparable in standard and location with the Patient's property at Castlehill Road. I have written to Miss Sullivan and to Mr McCracken (of Messrs John Johnson & Son) furnishing them with copies of Mr Deane's valuation and report, confirming that both I and my Counsel are satisfied that Mr Deane's estimate of value is correct and declaring that I do not propose to make any recommendation to the court in respect of any action which might be taken to have the sale set aside.
Now read the same two paragraphs with my comments in red text!
9. Dwelling house: 14 Castlehill Road.
The Patient acquired the dwelling house at 14 Castlehill Road, Belfast, which had been the family home for many years, by an Assignment dated 17 November 1960 from his father. I have been informed by Messrs Desmond McConnell, Martin & Co that although their 'sale file' relating to this property is no longer available [Again! How utterly convenient, Mr. Hall!] (since their original premises at 9 Upper Queen Street were damaged in a bomb explosion on 27 August 1976) their recollection is that verbal instructions to proceed with the sale were received from Mrs Minetta Andrews. [That is not good enough, Mr. Hall. As you have stated above, Freddie acquired 14 Castlehill Road, Belfast by an Assignment by his father in 1960. You, therefore, know that my mother had no authority to give instructions to sell 14 Castlehill Road. My mother had the right to live in Castlehill Road for her lifetime as you knew from viewing my father's Will, otherwise the house belonged to Freddie during his lifetime and you know that too. But hang on a cotton-pickin'-minute, Mr. Hall! You say that Messrs Desmond McConnell, Martin & Co were involved in the sale of 14 Castlehill Road. Have a look here and you will see that it wasn't Messrs Desmond McConnell, Martin & Co who had the sale of 14 Castlehill Road, but that man himself, Charles Gilpin, through his company Ulster Property Sales, who had the 'sale' of 14 Castlehill Road. This is yet ANOTHER shocking example of your taking the law into your own hands and covering up for shocking and illegal deeds by effectively keeping Charles Gilpin's involvement from the High Court Judge. He was a millionaire, wasn't he? His Ulster Property Sales office was not damaged by fire, was it, Mr. Hall? There would have been a sale-file on 14 Castlehill Road in the Ulster Property Sales office but you did not dare allow the High Court Judge to know about that, did you, Mr. Hall? You said above that Messrs. Desmond McConnell, Martin & Co informed you that their recollection of the sale is that verbal instructions to proceed with the sale were given by my mother, Minetta Andrews. Not only did this firm of estate agents not handle the sale and therefore could not have been given such instructions but Charles Gilpin's firm of estate agents who did handle the 'sale' were in no mood to need any instructions from anyone in our family to 'sell' Tara House. Charles Gilpin had to 'sell' Tara House and with that 'sale' there was no need for the city-centre properties to be kept for its upkeep. What an evil set-up both involving estate agents and the Office of the Official Solicitor!] The property was advertised for sale and several offers were received before a price of £38,750 was negotiated with Mr G P Jemphrey which, it is recalled, was accepted by Mrs Minetta Andrews. [Again, Mr. Hall, this is not good enough. My mother had no authority to accept any offer for Freddie's home and you knew that, but of course you do have a habit of using and abusing members of our family when it suits you.] Mr Jemphrey completed a Contract to purchase dated 3 December 1975 and the completion date, originally fixed at 16 February 1976 was delayed, and the sale concluded on 17 February the next day. Mr Drennan raised no point against this transaction in his first report and, once again, I take the same view as he did.
[What a sordid little ring of so-called solicitors!]
Mr Kerr states in his Opinion "One can be unequivocal in stating that [the sale] was undoubtedly in his [the Patient's] best interests. [What utter rubbish. Freddie's father considered that giving Freddie 14 Castlehill Road to live in was in his best interests, so much so that he earned and bought Freddie many other properties to ensure that there would be sufficient funding to not only retain and maintain 14 Castlehill Road, but sufficient funding to enable him to enjoy other comforts he was used to.] A much smaller and more manageable property was purchased with part of the proceeds of sale. [Oh no it was not, Mr. Hall! My mother and Freddie were taken from their home and put into a derelict house by Gilpin and Tughan & Co and a bridging loan was obtained in Freddie's name from the Ulster Bank to pay for this derelict house. In fact, Mr. Hall, when my mother was ill in hospital with a stroke the clerk employed by your predecessor, Mr. Drennan, actually took over their derelict house with a view to putting Freddie in a home. This was only prevented by the Master at the time advising my late husband and me to get to 4 Norwood Gardens immediately and put a stop to it, which we did. Is this why a senior Judge removed the Master from the legal chain of 'Protection'? Did the Judge actually know and assist in what was going on?] Given the personal circumstances of the Patient and of his mother, there can be no doubt that it would have been entirely unsuitable for them to remain living in Castlehill Road.
[Unsuitable for whom? It definitely would not have been unsuitable for my mother and Freddie. In fact, this was exactly why my father left Freddie all his property, in order that he could live in the family home and he had more than enough money to manage it. The fact is that it was 'entirely unsuitable' for the gold-digging rogues who conspired to have them removed from the very valuable family home and put into a condemned property which we had to have repaired and for which we had to beg the corrupt authorities for Freddie's money to repair.]
The expenses involved in maintaining that property were substantial. [The expenses were far greater in the derelict house Freddie and my mother were put into.] The accommodation was far greater than was reasonably required for the Patient".
[Instructions to sell 14 Castlehill Road, Belfast were given by Tughan & Company and their client the late "Christian" entrepreneur Mr. C. Gilpin. Reports state that the house was sold on March 31st 1976 when in fact the Agreement was dated 3rd December 1975. The completion date was February 1976 but Freddie was not credited with the balance until April 4th 1977.
Sir Adam Turner built this house sixty years ago for £37,000. It is stated that 14 Castlehill Road was 'sold' for £38,750. I really do wonder, Mr. Hall, what the real 'selling price' of Freddie's home was!
It has been suggested that £24.893,68 was paid towards settlement of a bridging loan. Where are details of the account recorded or referred to, by the Official Solicitor? Was this bridging loan in respect of 4 Norwood Gardens? How was a mentally-handicapped man able to obtain a bridging loan?]
10. In connection with this transaction it will be noted that a valuation, prepared by Messrs Macrory & Jefferson, estate agents, was submitted to the Court by Messrs James Boston & Sullivan on behalf of Mr W J Andrews and Mrs Vera Douglas showing a valuation at February 1976 of £50.500. Having received this valuation I was directed, in paragraph 4 of the second interim Order, to obtain the advice of an independent estate agent and I consulted Mr John L Deane (of Messrs Alex Murdoch & Deane of 11 Chichester Street, Belfast BT1 4JA). [How could Deane be independent when you, Mr. Hall, employed him in the sale of a house belonging to you?] In Mr Deane's opinion the contract price negotiated with Mr Jemphrey represents the full open market value of the property on the date of its sale. [This was not only totally untrue but it was all so totally irrelevant since my father's decision in leaving "Tara House" to Freddie was to ensure that it would continue to be his home, and the extensive other property he also left Freddie was to pay for its upkeep and Freddie's other needs.]
I will produce for consideration by Your Lordship Mr Deane's detailed report which includes a schedule of 21 houses, sold in the period from 1 September 1975 to 31 August 1976 of which Mr Deane has personal knowledge and which he considers to be broadly comparable in standard and location with the Patient's property at Castlehill Road. I have written to Miss Sullivan and to Mr McCracken (of Messrs John Johnson & Son) furnishing them with copies of Mr Deane's valuation and report, confirming that both I and my Counsel are satisfied that Mr Deane's estimate of value is correct and declaring that I do not propose to make any recommendation to the court in respect of any action which might be taken to have the sale set aside.[Why, Mr. Hall, are you so anxious to give legal correctness to a fraud which stinks to high heaven? How involved are you in this fraud? We will see, won't we? Why did you not also produce for His Lordship the results of Fraud Squad Detective Constable Mervyn Patterson's three year investigation. Mr. Deane's report contained lies but DC Patterson's Report contained the truth.]
Charles Gilpin and solicitors Tughan & Co, without any legal authority, conspired to seize and sell Freddie's family home, "Tara House", which the Little King Street property and all the other city-centre properties were meant to support and maintain. Without Freddie living in Tara House, my father would not have purchased the city-centre properties in Freddie's name. This seizure and sale and the seizure and sale of Freddie's Little King Street property were planned and carried out without any notice to, or communication with, any member of our family. Gilpin and Tughan & Co just walked in and said, "We are taking over Freddie's property and anything else we can get our hands on", and they did and Hall and his gang assisted them. It was covert in the extreme and the reason is now so obvious to everyone except, it would seem, the Official Solicitors to the Supreme Court. The sale of "Tara House" was totally against the wishes of my father and that sale automatically made the sale of any of the other properties utterly and completely fraudulent. Here in this second sale by Gilpin assisted by Tughan & Co is the proof that criminal activity, criminal theft and criminal fraud were being planned and perpetrated. Here is the proof that my father's wishes were being totally ignored and that the selling off of these properties was not only NOT in the interests of my mother and my brother, but these substantial properties were being stolen off my mother and my brother by people who had no right to interfere in any way with our family affairs.
Of course, Freddie and my mother being resident in "Tara House" was rather blocking the plans of Gilpin and Tughan & Co but they didn't let that get in their way.
Charles Gilpin knew the property market inside out. He chose a derelict house in need of major repair to accommodate my mother and Freddie, removed them from "Tara House" without any reference to the other family members, and put them into 4 Norwood Gardens. Gilpin and solicitors Tughan & Co actually arranged for Freddie, my mentally-handicapped brother Freddie with a mental age of ten years, to obtain a bridging loan from the Ulster Bank even though Freddie's signature was legally worthless. Oh yes, Freddie was made to BUY his new derelict home.
Charles Gilpin and Tughan & Co criminally dispossessed my mother and Freddie in more ways than one. Firstly, my mother and Freddie were unlawfully evicted from their own property which was theirs for life and which even they, both my mother and Freddie, could not legally sell. Secondly, the 'selling' price was kept to a minimum in order to deprive my mother and especially Freddie of the money such a valuable property should have commanded. F. Brian Hall's solicitor mate Jemphrey was given free access to Tara House for enough to purchase 4 Norwood Gardens, pay for a bridging loan and have a few pounds to spare. It was only much later when things had 'quietened down' somewhat that the real value of the house was determined by market forces. This was achieved by ensuring that solicitor Jemphrey, was put into "Tara House" as a sort of caretaker at the time my mother and Freddie were dispossessed. The most shocking dispossession occurred in the High Court, when even a High Court Judge who should, must, have known better, confirmed the minimal value of "Tara House", thereby confirming the criminality of this fraud and giving it the stamp of legality by the highest power in Northern Ireland. Judge MacDermott even ruled that Freddie Andrews should be made to accept £38,750.00 rather than the higher £50,500.00 estimate submitted by another valuer.
I took photographs of my mother's and Freddie's new 'home' at 4 Norwood Gardens having looked around it previously in disbelief at where my mother and Freddie were now living. This house, I was to learn, had been on the market for a considerable length of time and was in a very run-down state. It was damp. Paper was hanging off the walls. Repairs which had been done were left unfinished. The bath was broken. It was just a horrible mess compared to what my mother and Freddie had been accustomed to for so many years.
You will see from the above 'Agreement' that it was arranged by others outside, and unknown to, our family, that my mentally-handicapped brother Freddie would pay £23,500 for 4 Norwood Gardens in order to get Freddie and my mother out of their luxury home Tara House at 14 Castlehill Road so that those outsiders could then sell Tara House. This money was obtained by way of a bridging loan from the Ulster Bank. Gilpin made sure it did not come from the Northern Bank of which he was a director. The following letter from the Ulster Bank in Belfast to Tughan & Co shows that the repayment of this bridging loan amounted to £24,893.68 making the Ulster Bank a profit of £1393.68.
Did the Ulster Bank know what was going on?
With Freddie and my mother now out of the way, Charles Gilpin wasted no time. About six months after the seizure and 'sale' of Freddie's Little King Street property, Charles Gilpin put the following advertisement in the Belfast Telegraph stating that "Tara House" - or "Tara" - as he called it, was for sale. He used his own estate agency Ulster Property Sales to advertise "Tara House".
It must be remembered that Freddie could not give his legal consent for this sale and my mother had no legal right to sell it as it was not hers to sell. Such details did not stop Charles Gilpin and Tughan & Co.
Before I proceed further, let me show you something interesting. According to paragraph 9 of Official Solicitor Hall's 'Comprehensive Report' to the High Court the estate agent handling the sale of 14 Castlehill Road on behalf of my handicapped brother Freddie Andrews was Desmond McConnell, Martin & Co.
The following letter was sent to solicitors Tughan & Co by McConnell, Martin & Co, quote, "for Mrs. Andrews, 14 Castlehill Park, Belfast". This letter was NOT sent to Tughan & Co for Freddie Andrews who was the owner of 14 Castlehill Road, Belfast. McConnell, Martin & Co KNEW that Freddie Andrews was handicapped as did Tughan & Co.
Here is that letter:
If indeed McConnell, Martin & Co was the estate agent involved in the sale of 14 Castlehill Road, why could they not get Freddie's address correct? Surely Freddie didn't own that address too? Assuming that they got the address wrong, this account for McConnell, Martin & Co's commission on the sale was sent to my mother, Mrs. Minetta Andrews who did not own 14 Castlehill Road, and all these people knew this. McConnell, Martin & Co demanded £681.75 for 'selling' Freddie's stolen home. They also knew that this property which they purported to be selling to top solicitor Jemphrey had not been advertised on the open market. They knew that it was a dodgy deal at the very least. They also knew, as has been stated at paragraph 9 of Official Solicitor Hall's 'Comprehensive Report' to the High Court above, that my mother Mrs. Minetta Andrews could not give instructions to sell 14 Castlehill Road nor could she accept an offer to purchace it. McConnell, Martin & Co knew this, Tughan & Co knew this and the High Court Judge MacDermott could not fail to have known this. By a remarkable coincidence, you can see in the letter immediately below, that when Tughan & Co sent an account to Freddie for the 'sale' of 3/5 Little King Street dated 23/4/1974, Tughan & Co referred to "Little Ding Street" instead of "Little King Street". Were these people so afraid of what they were doing that they had to try to cover up their tracks in this way?
I do not have the whole of the page from the Belfast Telegraph from which the following section is taken.The year 1974 is printed in ink on the bottom of this following section but no day or month date.
I hope the following will serve to demonstrate the shocking conduct of not only Charles Gilpin and Tughan & Co, but at a later date Official Solicitors, senior counsel, estate agents and valuers, other solicitors and even High Court Judges who became involved in what has turned out to be gang warfare on Freddie Andrews' lucrative estate.
I will concentrate on three of the properties in the above advertisement, "Tara House", Freddie's home, which has no suggested asking price and two of the properties which have suggested asking prices. On an open market the sale price is almost always much higher.
As you can see from the above, the estate agency which was selling all these houses was Ulster Property Sales. Ulster Property Sales was Charles Gilpin's own Company, so he had complete control over the 'sale' of "Tara House".
As you will have seen in a previous web page, in Official Solicitor Hall's First Comprehensive Report to the High Court on 30 January 1984, he stated at paragraph 9:
9. Dwelling house: 14 Castlehill Road.
The Patient acquired the dwelling house at 14 Castlehill Road, Belfast, which had been the family home for many years, by an Assignment dated 17 November 1960 from his father. I have been informed by Messrs Desmond McConnell, Martin & Co that although their 'sale file' relating to this property is no longer available [Again! How utterly convenient, Mr. Hall!] (since their original premises at 9 Upper Queen Street were damaged in a bomb explosion on 27 August 1976) their recollection is that verbal instructions to proceed with the sale were received from Mrs Minetta Andrews.
Why did Official Solicitor to the Supreme Court, Mr. Hall, tell the High Court Judge a deliberate lie?
Here is the above picture of "Tara House" and its UPS description on its own.
We did not know at this time that part of Freddie's city centre property at Little King Street had already been 'sold' off without our knowledge. We did not know that all my father's papers, deeds and documents had already been transferred out of the family solicitors, Boston & Sullivan and placed in the firm of Tughan & Co by Charles Gilpin without the family's knowledge, other than my very elderly and bereaved mother who was easily manipulated by multi-millionaire Gilpin. We did not know that even the strictly private family safe would be removed by men employed by Charles Gilpin and would never be seen again.
Notwithstanding the other valuation of £50,500, estate agent and valuer, Mr. Deane, confirmed, even to a High Court Judge, that the proper value of "Tara House" was £38,750 and the Judge accepted this lower figure. It must be remembered that "Tara House" had been built nearly 60 years previously for around £37,000. "Tara House" would have increased in value by a much larger amount in 60 years than £1,750.00!
Some years after "Tara House" was taken off Freddie and our mother and 'resold', this is how "Tara House" was again described in a brochure prepared by Estate agent Eric Cairns.
On this occasion "Tara House", on the open market, was 'sold' again for almost £500,000.00! Legally and morally, "Tara House" still belongs to Freddie. All those who have occupied Freddie's properties from the beginning until now are merely squatters. This was to include the great John Laing firm and the CastleCourt complex.
Had Tara House been advertised for sale at £38,750 in the Belfast Telegraph in 1974, the Belmont area of Belfast would have been brought to a standstill with the thousands of people rushing to purchase it, and then it would have been 'sold' to the highest bidder. Gilpin and Tughan & Co could not allow that to happen. Hence the reason it was knocked down to solicitor Jemphrey as the pre-arranged 'buyer' without any competition.
Here is a picture from the above block of advertisements of "Flat 1/105 Marlborough Park South, Malone" and its UPS description on its own.
This small apartment, tiny in comparison to "Tara House", had an asking price of £35,500, just £3,250 less than "Tara House" was 'sold' for. This apartment probably fetched even more than "Tara House" as it was sold on the open market, unlike "Tara House" which was knocked down to Jemphrey without any competition.
Here is a picture from the above block of advertisements of "111 Trossachs Drive, Upper Malone, Belfast" and its UPS description on its own.
Like "Tara House", this house boasts 5 bedrooms, but falls far short of "Tara House" in every other way. In fact it is only about one third of the size of "Tara House", 111 Trossachs Drive being "around 1500 sq. ft" while "Tara House" was over 4000 sq. ft. Yet the asking price for 111 Trossachs Drive is almost £70,000 and must have sold for quite a bit more on the open market - at least £75,000.
The true market value of "Tara House" at the time it was seized and stolen from my brother and my mother will never be known. Based on the very relevant information in the advertisement above which was paid for by Charles Gilpin's company Ulster Property Sales, "Tara House", at the time it was advertised, should have carried an 'Offers Around' tag well in excess of £100,000. Yet here is what the High Court Judge decided!
Here is a rear view of "Tara House" which gives you some idea of the splendour of the place and which made it so attractive to unscrupulous and professional thieves.
Castlehill Road runs off the Upper Newtownards Road and up alongside Stormont Parliament Buildings. This is a favourite area for the top businessmen, members of the legal profession and top members of the police service. It is inconceivable that the High Court Judges, RUC officers, estate agents and valuers and Official Solicitors involved in this dirty affair were unaware of the true value of "Tara House" at 14 Castlehill Road, Belmont, Belfast. All these people were closely involved with each other in the lowest of low conduct in order to rob my handicapped brother of the property his father left him.
Here is the remarkable "Completion Statement" prepared by Belfast's biggest firm of solicitors Tughan & Co for the 'sale' of 14 Castlehill Road, Belfast. They incurred a debt in my brother Freddie's name in order to obtain a bridging loan from Ulster Bank. I use the word "debt" because the filthy, damp and derelict state of 4 Norwood Gardens prevented this 'dwelling' from being proper security for any amount of money.
As you can see, the above is an official Tughan & Co document and my mentally-handicapped brother Freddie is the "You" in "You - to - Jemphrey" and the dwelling involved is 14 Castlehill Road, Belfast.
Gilpin was very well aware of Freddie's mental incapacity and behaved in a most despicable and illegal manner. He was also in possession of my father's Will before any member of our family, and therefore knew that my father had appointed legal Trustees to look after his estate. Neither he nor any member of the Tughan & Co staff were Guardians of Freddie or my mother and had no business interfering in our family affairs especially in such an underhand and deceitful way. To behave in such a way to healthy people is bad, but for this combination of millionaire businessman and the biggest firm of solicitors in Belfast to impose their wills on an elderly and bereaved widow and her mentally handicapped son is just too shocking for words.
The 'purchaser' of "Tara House", G.P. Jemphrey, was a top solicitor, at least, and as you can see below, Jemphrey was "a solicitor empowered to administer oaths for the Supreme Court of Judicature in Northern Ireland". As you can also see below, Jemphrey was also responsible for administering oaths taken by F. Brian Hall in Supreme Court documents involving the affairs of my brother Freddie Andrews!
What a coincidence! What a truly remarkable coincidence! It seems that the legal profession were intent on keeping the 'gold strike' within the legal family. Two of Freddie's properties illegally disposed of without any reference to members of Freddie's family, the two 'purchasers' were solicitors and one of them was a buddy of Official Solicitor F. Brian Hall! Little wonder F. Brian Hall advised the High Court Judge that, "I do not propose to make any recommendation to the court in respect of any action which might be taken to have the sale set aside", that is the sale of Tara House purchased by Jemphrey. What a legal sewerage system.
Not only did Gilpin and solicitors Tughan & Co conspire to illegally supply solicitor Mr. G.P. Jemphrey with a first-refusal bargain of a luxury home by obtaining for him 14 Castlehill Road for £38,750, but others did well out of it too. In fact the only losers in all of this transaction were my mother and Freddie.
The first item on the above list - 14 Castlehill Road was not ready for passing on to Jemphrey until 4 Norwood Gardens was purchased with a bridging loan obtained from the Ulster Bank, which is the first item on the above list at £24,893.68. Freddie had no idea what was going on in his name and his signature was either forged or he was very improperly manipulated by Gilpin and Tughan & Co.
The second item of £329.08 to Central Merchants who were suppliers of plumbing and bathroom items, well, I don't know what this firm supplied, but it wasn't obvious in 4 Norwood Gardens. This bath, for example, would have been a priority for replacement, but it wasn't replaced.
So why was this money added on to Freddie's account, and a Completion Statement at that, by Tughan & Co? Who received this money and what was it for?
The third item: "McCreas Ltd...£1,573.00." This gets even more interesting. McCreas Ltd. was a firm owned by Charles Gilpin and supplied furniture. If Charles Gilpin received this money, and as you can see, Tughan & Co have put in writing that he did by putting that amount on Freddie's account in Gilpin's name, Charles Gilpin must have delivered the furniture to the wrong address because it never arrived at 4 Norwood Gardens!
The fourth item: "Purchase of 4 Norwood Gardens...£2,142.15!" To whom did that massive amount of money go and for what?
The fifth item: "Tughan & Co...£1,192.01!" It really seems to have been "Think of a number time".
The fifth item: "Transfer to Purchase...£115.03". Who got this money out of Freddie's estate?
The last three items add up to £3,449.19. That was a lot of money in 1977. This was nothing short of a rip-off!
There was only £8,500.94 left from the sale of our magnificent "Tara House" home after the dirty hands of these unscrupulous people had finished thieving, and Official Solicitors Drennan and Hall and QC Kerr all agreed that this was "in the patient's best interests". What unmitigated folly! At least three times this amount had to be spent on 4 Norwood Gardens to make it habitable in the following years adding to the heartache of my mother, Freddie and the rest of our family. Official Solicitors added even more suffering to my elderly mother which I will go into later.
This document seems to have come from the Office of the Official Solicitor. The Official Solicitor's statement is in blue and my comments are in red.
Let us look at this sequence of events.
"On 3rd Dec 1975 the Patient contracted to sell his dwelling house to Mr Gerald Patrick Jemphrey for the sum of £38,750.
"Tara House" belonged to my brother Freddie who was certified as having a mental age of about ten years and incapable of making any decision about the sale of property or looking after his own affairs. It was well-known to everybody in and around the family that Freddie had been in this condition since his teenage years and Charles Gilpin would have been well aware of this fact as he 'hung around' my father a lot. As a solicitor, Jemphrey should have been aware of this situation. He must have been aware of the knock-down price he was getting "Tara House" for as it would have been second nature to him as a solicitor to check up on the fact that Sir Adam Turner built this house in the 1920s for £37,000. Such a magnificent property would have increased in value during that time by more than £1,750, especially given the fact that my father spent a lot of money on the gardens and interior of the buildings, putting in another bathroom among other improvements. This conspiracy to defraud my mother and my brother must be exposed and punished and the property returned to our family.
"The sale was completed and an assignment executed by the Patient on the 31st March '76."
This is absolute nonsense. Freddie was incapable of authorising such a sale or executing an assignment.
"A Valuation of the property prepared by Messrs Desmond McConnell & Martin & Co dated 1st August 1975 had suggested that the property was then worth £37,500. Messrs James Boston & Sullivan acting on behalf of Mr W.J. Andrews and Mrs Vera Douglas obtained a Valuation from Messrs MaCrory & Jefferson of 44 Donegall St Belfast dated 3rd Nov 1983 which states that in their opinion the property had a value in February 1976 of £50,500."
Both these valuations grossly undervalue "Tara House".
The accounts in the report of this sale and the related purchase of 4 Norwood Gdns were prepared by Messrs Tughan & Co [corrupt solicitors] showing their own costs and outlays, other expenses borne by the Patient [Yes, the wealthy vulnerable Patient who was ripe for robbing] and the provision of a bridging loan from the Ulster Bank Ltd to enable the purchase of 4 Norwood Gdns to be completed before the completion of the sale of 14 Castlehill Road.
The purchase of 4 Norwood Gardens was absolutely unnecessary, making the expensive bridging loan unnecessary. Now, here is a question. How did my mentally-handicapped brother Freddie who had a certified mental age of around 10 obtain a bridging loan??? It was all set up by Charles Gilpin and Tughan & Co whose interest did not lie with my mother or my brother Freddie. Jemphrey, was already lined up to grab Freddie's home and grab it he did.
Although the sale was completed in April 1976 the next proceeds of sale amounting to £8,950.65 do not appear in the Patients general account with Messrs Tughan & Co in their clients ledger until 4th April 1977." [Why does the figure of £8,500.94 appear on the above accounts?]
Charles Gilpin and Tughan & Co combined to defraud Freddie of his magnificent home "Tara House". They 'sold' it for £38,750 having already bought 4 Norwood Gardens for Freddie and my mother with Freddie's money for £23,500 - or so the Official Solicitor stated. As mentioned above, this totally defective house had to have, at least, a further £17,000 of Freddie's money spent on it, on one occasion, to make it habitable which meant that 4 Norwood Gardens actually cost more than the beautiful and good home my mother and brother were illegally put out of. Not only did Gilpin and Tughan & Co put my elderly mother and handicapped brother Freddie out of their beautiful home and into a, then, slum, but they actually charged Freddie a load of money for their 'trouble'!!!
In Official Solicitor Brian Hall's Report to the High Court dated January 30th 1984 it states:
29. Domestic arrangements. The Patient now resides at 4 Norwood Gardens, Belfast which was purchased by an Assignment dated 24 November 1975 for the sum of £23,500. I have already indicated, in paragraph 9 above, that the view already taken by Mr Drennan in the course of his preliminary enquiries that it was in the Patient's best interests to move to a smaller and more manageable property is shared by me and by Mr Kerr.
I hope you, Mr. Hall and Mr. Kerr QC, and many others read the previous paragraph and see the shocking folly of your statements. You should be ashamed of yourselves.
The amount of money stated to have been obtained from the 'sale' of "Tara House" was £38,750.
No. 4 Norwood Gardens is stated to have been purchased for £23,500.
The difference in these amounts is £15,250.
There was only £8,950.65 left after "the accounts of this sale of 4 Norwood Gdns were prepared by Messrs Tughan & Co showing their own costs and outlays and other expenses borne by the Patient".
This means that Tughan & Co took £6,299.35 of Freddie's money in addition to relieving Freddie and his mother of their lovely home and put them into a totally defective dwelling.
So far, 4 Norwood Gardens had cost Freddie £23,500 plus £6,299.35 which adds up to £29,799.35.
Of course that is not the end of Freddie's outlay on this hijacking.
Freddie's money was hoarded by the legal eagles to the extent that he was allowed £25 per week pocket money which later increased to £50 per week. My husband and I had to do repairs to 4 Norwood Gardens at our own expense after we went to live there with Freddie and my mother in the summer of 1982.
It was to be another twelve years before we, with the determined help of Councillor Chris McGimpsey, were able to persuade the Official Solicitor to part with £17,000 of Freddie's own money to do essential building and electrical repairs to this defective house. Had Freddie and my mother been allowed to stay in their own home, such an outlay would not have been necessary.
Instead of Freddie's enforced outlay of £29,799.35 gaining in value, more money, all £17,000 of it, was taken out of his account to make 4 Norwood Gardens habitable, bringing the total outlay to £46,799.35.
There had to be a further £7,000 spent on 4 Norwood Gardens which I hope to detail later bringing the total to £53,799.35.
Now, compare the disastrous financial debacle of the 4 Norwood Gardens deal for my mentally handicapped brother Freddie, with the absolutely fabulous financial utopia which the "Tara House" deal became for certain people especially in the 'legal profession'.
The value put on "Tara House" by estate agents to take the house off Freddie and my mother was accepted as the sale price at £38,750, but, now read this slowly, the next value put on "Tara House" by estate agents (we have to find out the date of this sale and to whom) when it was next put up for sale was £425.000 - as you can see above for yourself.
Let me repeat that in case you think I have made a mistake:
The value put on "Tara House" by estate agents to take the house off Freddie and my mother was accepted as the sale price at £38,750, but, now read this slowly, the next value put on "Tara House" by estate agents (we have to find out the date of this sale and to whom) when it was next put up for sale was £425.000 - as you can see above for yourself.
Of course "Tara House" did not sell for that amount of money. No way. It sold for much more than that. "Tara House" which was put on the open market this time, unlike the time it was 'sold' to solicitor Mr. Jemphry who was given first refusal on the first day the house was put on the market illegally, was sold for just under half a million pounds, and, I believe, it was purchased by a High Court Judge although this has yet to be confirmed.
When "Tara House" was taken off my mother and Freddie, the thieving did not end there. I am including below, copies of two statements from Ross's the auction people which contain details of valuable items being sold in my mother's name. My mother would never have parted with one of these items of her own free will.
Everything my father did was for the good and well-being of my mother and our family. Our lovely home contained the most beautiful furniture and effects. These were also investments which my father was happy to leave his elderly wife and handicapped son. Somebody sold them in my mother's name when she was moved to 4 Norwood Gardens, Belfast. Who was that "Somebody" and where did the thousands of pounds go?
Today, McKelvey's paintings alone would go for many thousands of pounds each.
My mother would never have willingly parted with them for any amount of money.
When this advertisement appeared in the Belfast Telegraph in the latter half of 1974 it was the first indication our family circle had that something was not as it should be at home.
Tara House, or 'Tara' as was stated in the advertisement, was mother's and Freddie's home - why was it being sold? My mother had never mentioned that it was to be sold even on the Thursdays I called to take her and Freddie out in my car.
"There was no money left to keep it going", my mother told us in her new address, "so Mr. Gilpin said".
We all knew that this just could not be right and there must have been some money left to buy what she and Freddie were now living in at Number 4 Norwood Gardens, a run-down, damp, neglected and totally shabby dwelling which we found out later had been on the market for a considerable time as nobody was interested in buying it in its, then, present state.
Neither my late husband nor I, nor the other members of our family, knew what was going on and just did not know what to do. Mr. Gilpin was a Christian of the highest order in the Plymouth Brethren and a highly respectable man who had seemed to like being in my father's company from time to time although my father made it known that we should keep Mr. Gilpin at a distance, which we did. Now we were just too intimidated to confront him and for the first time our family members confronted each other instead.
This was all happening within two years of my father's death and gradually we learned from my mother that Mr. Gilpin had told her that our long-time family solicitors Boston & Sullivan were no good and that he would get her 'a great little solicitor'. He encouraged her to take all her legal business from Boston & Sullivan and put it all in the care of his own solicitors Tughan & Company, also in Belfast, and especially 'a good Christian Solicitor' called Mr. Herbert Wright who was then a junior solicitor in Tughan & Co. Incredibly, my mother also told us that she had made out her will and made Mr. Gilpin sole executor - with Mr. Wright as witness - just nine months after my father died. We did not like what we were hearing but we still did not feel able to face the intimidating Mr. Gilpin.
It is recorded at paragraph 5 of Official Solicitor Brian Hall's Comprehensive Report to the High Court Judge on 30 January 1984 that "Acting on Mr Gilpin's instructions or introduction Mr Wright obtained written authorisations signed by Mrs Andrews and by the Patient, both dated 25 June 1973, which he sent to Miss Sullivan (of Messrs James Boston & Sullivan) with requests for her to hand over the title deeds relating to their respective properties. Miss Sullivan complied with these requests and delivered all the title deeds in accordance with the formal authorisations given". We knew that Freddie had property although we did not know to what extent or where, but what did Brian Hall mean by stating "their respective properties"? Had my father left my mother property too? Had these people found out that my mother had property and where it was? Had Charles Gilpin got deeds to property belonging exclusively to my mother? This statement made by Official Solicitor Hall must be clarified.
I just do not understand how Miss Sullivan simply handed over all the title deeds and other documents with which my father had entrusted her as the family solicitor and then as an executor and Trustee in his Will. In fact I firmly believe that Miss Sullivan was a person of the highest character, but I now know that the people she had then to deal with were ruthless. Over the years I have learned a lot more about the goings-on at that time. Not only were Charles Gilpin and solicitor Herbert Wright totally committed to taking possession of all my father's documents and deeds but as you can see from this letter from solicitors Boston & Sullivan to my late sister Vera Douglas, even the Royal Ulster Constabulary also had an interest in them too. As a major property developer, a Director of the Northern Bank, the owner of a shopping complex in Bangor and with interests in businesses in England, Charles Gilpin was paid a lot of respect and it seems he had the support of the RUC when he should not have had that support.
My father was a very intelligent man and totally committed to his family. He seemed to feel he should protect his family from the big world of business which meant that when he died, we had no way of knowing just what property or money he had, or what property or money Freddie owned after my father's death. Of course he had told us from time to time that Freddie would be looked after and we just left it at that as father knew best. Seven or eight years were to elapse before a remarkable young Queens University student befriended me and did much work on my case, helping me to write letters, giving advice and researching files in the Land Registry. He was able to identify all the property my father had bought in Freddie's name. This young man, to whom I am eternally grateful, wishes to remain anonymous.
Here is a list of properties Freddie owned when my father died.
It was my older brother, Billy, who first discovered the real depth of Mr. Gilpin's selfish and shocking involvement in our family's affairs. As you can see from this statement of my brother Billy, Gilpin even had possession of my father's Will before any member of our family had seen it. Not only did he succeed in having all my father's business and domestic documents and papers removed from the family solicitors Boston & Sullivan and delivered into his own solicitors Tughan & Company, but this same Gilpin employed two men to take illegal and criminal possession of my father's personal safe with all its contents and it was never seen again.
You will see from my father's Will that my father had appointed solicitor Gwendoline Sullivan of Boston & Sullivan as one of his Executors and a Trustee of his Will. Notwithstanding this fact, the reader will see that an account was opened in the Northern Ireland Industrial Bank in Bangor in the names of Charles Gilpin and solicitor Herbert Wright calling themselves Trustees for Freddie Andrews. Gilpin and Wright were not Trustees of anything concerning my mentally-handicapped brother Freddie, but they appointed themselves his Trustees for their own selfish and greedy ends. This was part of their overall plan to steal all Freddie's property and pocket as much of Freddie's money as they felt that they could get away with. Even my brother Billy and sisters and my mother became targets too.
It wasn't until late 1978 that my elder brother Billy and I went on behalf of our family to talk to Freddie's psychiatrist when we eventually realised that we were helpless to stop what was happening. As a result, Freddie was put into the care of the Courts for the protection of his estate. Unfortunately, again when it was too late, we realised we had made matters worse. Official Solicitor Mr. Drennan of solicitors Cleaver Fulton & Rankin was appointed Committee (a Court appointed manager later to be termed Controller) over Freddie's affairs on 11 January 1979 and the Care and Protection Agency literally carried on where Charles Gilpin and Tughan & Co had left off. It must be borne in mind that in subsequent hearings in the High Court involving my brother's welfare and estate, Official Solicitor after Official Solicitor refused to inform the High Court Judges of the criminal activity involving Gilpin and solicitors Tughan & Co which had been identified by the RUC Fraud Squad officers we had to engage when we saw that Drennan was not doing his duty. Incredibly, the RUC top brass backed up the Official Solicitors' conduct by refusing to take proper punitive action against Gilpin and Tughan & Co.